Devina Coutinho
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  Budget Planner for ‘Variable Low-Income Group Users’

Guide: Prof. Anirudha Joshi

Traders such as fruit sellers, vegetable vendors and shopkeepers are involved in seasonal businesses. Their daily income fluctuates as it depends on variable factors like weather conditions, availability of stock in the market, time of the year, etc. However, their monthly expenses remain constant. They even need to save for their short and long term goals. With such a fluctuating source of income, these ‘variable low-income users’ find it very difficult to save. This project explores ways to help these users save better and achieve their financial goals within a stipulated time period.
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